A lot of us are worried about the rising prices of groceries and even fuel. There are a lot of credit cards out there that reward you for spending more, but there is one specific card that is much better.
The Sam’s Club credit card is an exclusive credit card for those who are already a member of Sam’s Club. This credit card has everything that you need and more.
If you want to learn more about the Sam’s Club credit card, check out the article below to find out how to apply.
Sam’s Club Credit Card Features and Benefits
The Sam’s Club credit card is a delightful option if you are not yet a member of Sam’s Club.
Members can also take advantage of the wide array of features and benefits when they apply for the card.
You can use it within the store as well as many other establishments all over the world.
Sam’s Club Membership
One of the greatest perks that you have when you sign up for the Sam’s Club credit card is the choice between two different kinds of membership.
You have the Club membership, which costs $50, and you’re eligible for shopping.
Meanwhile, you also have the Plus membership for $110, which lets you earn up to 5% back on any purchases you make within the store.
Check Out These Rewards
Once you have the card, you will be able to enjoy several rewards such as 5% cashback up to $6,000 spent every year, and revert to 1% after fuel and EV charging.
You also receive 3% cashback on dining and 1% cashback on any other purchases you have made with the card.
You can then redeem the reward as a statement balance or use it on your next purchase.
Sign-Up Bonus
Sam’s Club credit card also offers a welcome offer for new members.
You will receive a $30 statement credit when you open an account and spend at least $30 on purchases within the next 30 days.
Be sure to take advantage of this, as you will surely enjoy the statement credit on your next purchase.
Discover the Rates and Fees
Sam’s Club credit card has other fees when you use the card.
Cardholders will not have an annual fee, but instead, they will need to pay for the membership to continue enjoying their perks.
The current variable APR is at 20.90% to 28.90%. There are no foreign transaction fees, so you can use the card anywhere in the world.
Contact Info
If you wish to contact Sam’s Club credit card for customer support, you can dial the number found on the back of the card.
You can also reach out to them at 877-295-2080. A customer support representative will be able to assist you with your concerns.
You can also visit their main office located at 4265 Diplomacy Drive, Columbus, OH 43228.
Step-by-Step Guide to Apply for Sam’s Club Credit Card
Applying for a Sam’s Club credit card can be quite complex if you are not a member of the club.
The first thing that you need to do is to apply for a Sam’s Club membership so you can avail of the credit card.
Once you have the membership, you can proceed to apply for the credit card to unlock more perks.
Check the Website
The first step in applying for the Sam’s Club credit card after the membership is to check the official website.
This is where you will learn more about the features and benefits of the card.
You can also visit the store and see if they offer any card applications.
Compare With Other Cards
Once you’ve understood all the features and benefits, make sure that you also compare it with other credit cards.
This will help you narrow down your choices and help you decide which credit card suits your lifestyle the best.
If you want to go for the Sam’s Club credit card, make sure to follow the next step.
Prepare the Documents
Sam’s Club will be asking for several documents when you apply for the card. These documents are part of a list of requirements that you need to fulfill and submit before you get approved.
Make sure that you have proof of residency and income when you submit your application.
These can be your income tax returns, government-issued IDs, and more. They might also require you to submit your credit report as well.
Apply Online
To make it more efficient and less time-consuming, it is best that you apply online.
Head over to their official website and click on Sam’s Club credit card.
Log in to your account and apply by filling out the online application form. Upload any required documents before you proceed.
Review Everything
Before you submit, make sure that you have reviewed everything.
There should be no spelling errors, and all information must be accurate.
You should also review the terms and conditions thoroughly before you submit.
Wait for the Approval
If you are applying personally within the store, you might be approved on the spot, and they will immediately provide you with the card.
If you applied online, you can either receive your approval right after your application.
It might take a few business days for others, so be sure to check your email regularly.
Activating Your Card
You should receive your card via mail after your approval within the next few business days.
Upon receiving it, you will be instructed to activate your card. Read and follow the instructions to activate your card.
If you have any difficulty in activating the card, you can call their customer support hotline for assistance.
Conclusion
If you’re planning on becoming a member of Sam’s Club in the future, you might as well get the Sam’s Club credit card so you can enjoy all the perks and benefits of the card as well as the membership. Those who just want to save on gas and other expenses can also take advantage of this credit card. Apply today and enjoy all of these benefits!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
