Utilizing a credit card for your purchases should always be simple. All of the features, benefits, and perks must also be very easy to understand.
This is why the Wells Fargo Active Cash Card is such a great example of a simple yet very efficient credit card to use. This Wells Fargo credit card has a lot to offer other than just simplicity.
If you’re interested in learning more about this Wells Fargo credit card, check out the guide below to learn how to apply and unlock exclusive benefits.
Wells Fargo Active Cash Card Features and Benefits
Wells Fargo Active Cash Card is one of the best rewards credit cards in the market right now.
It offers tons of features and benefits to its cardholders.
Those who are looking for an easy-to-use rewards credit card that is very flexible in terms of its rewards can always choose the Wells Fargo Active Cash Card.
Check Out These Rewards
The Wells Fargo Active Cash Card offers a rewards rate of 2% on purchases.
You get to earn these rewards on any purchase you make. The best part about this is that it is unlimited.
You can then use the rewards you have earned to either redeem for your next purchase, redeem it for Wells Fargo credit, redeem it at any ATM for $20 increments, or redeem gift cards.
Great Welcome Offer
Upon opening the account, the Wells Fargo Active Cash Card will give you a $200 cash reward after making $500 worth of purchases within the first three months.
You are also entitled to a 0% intro APR for the first 15 months on balance transfers.
Any balance transfers made in the first 120 days will also qualify for this offer.
Cardholder Perks
Wells Fargo Active Cash cardholders can also enjoy multiple perks and benefits.
When you have this Wells Fargo credit card, you get up to $600 worth of cell phone protection as well as Zero Liability Protection from any unauthorized transaction done on your card.
You also have security features to protect your account and the Credit Close-Up feature that keeps track of your credit score.
Download the Mobile App
Wells Fargo also has a mobile app that you can download and link to your account.
You can use the mobile app to pay your bills and check account activity while you are at home or work.
You can even check your transactions and redeem your rewards through the app.
Rates and Fees That You Should Know
The Wells Fargo Active Cash Card also has rates and other fees that you should know about.
Cardholders can expect to pay zero annual fees for life when they have this Wells Fargo credit card.
Cardholders can also expect to receive a regular APR of 20.24% to 29.99% depending on their credit score.
This is why applying with a good to excellent credit score is recommended.
Contact Info
If you wish to learn more about any other Wells Fargo credit card, you can visit their official website or contact them at 1-800-642-4720.
You may also send them mail through the address at P.O. Box 51193. Los Angeles, CA 90051-5493.
You can also visit their headquarters located at 420 Montgomery Street, San Francisco, CA 94104.
Wells Fargo Active Cash Card Pros
When it comes to the pros and cons, the Wells Fargo Active Cash Card offers more pros, especially for those who just want to own a simple rewards credit card.
It offers a high rewards rate, no annual fee, and a very long intro APR period that you can always take advantage of.
Applying for a credit card is also very straightforward and does not need a lot of downtime.
Is the Wells Fargo Active Cash Card Worth It?
A lot of people might be asking if a simple rewards credit card like the Wells Fargo Active Cash Card is worth it.
The quick and simple answer is yes. If you want to have an efficient credit card that has some of the best features and perks, this Wells Fargo credit card is suitable for you.
If you’re looking for more rewards like travel rewards and perks, you might want to look for other cards in their catalog.
How to Apply for the Wells Fargo Active Cash Card
If you’re interested in applying for the Wells Fargo Active Cash Card, there are certain steps that you need to take to make it fast and efficient.
Here is how you can apply for the Wells Fargo Active Cash Card.
Gather the Requirements
Before you can apply, you will need to gather all the required documents.
These include your proof of income such as bank statements and tax income returns as well as your proof of identity such as your government-issued IDs.
You may also be required to provide any proof of residency, such as your monthly utility bill. Make sure that you also get a digital copy of all of these documents.
Apply Online
The best way to apply for the Wells Fargo credit card is to apply online through their official website.
Simply head over to the website and select Wells Fargo Active Cash Card, then click on Apply. Fill out the necessary information and review everything before you submit your application.
Make sure that you also understand the contents of the Terms and Conditions of the card.
Receiving and Activating Your Card
You will need to wait for a couple of business days to receive a notification.
Once approved, they will mail your card and, upon receiving the card, activate it through your online account.
You can then use the card immediately after activation.
Conclusion
The Wells Fargo Active Cash Card is one of the most popular rewards credit cards for its simplicity and efficiency. With its unlimited rewards rate and very generous intro APR period, you might want to consider having this card inside your wallet and use it anytime you want. Make sure to follow the application process so you can get the card at the fastest time possible.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
